USDT liquidity and premium for the rupee, for businesses in India
See where and when the dollar actually moves through USDT against the rupee, and at what price, before you plan a payment.
Today's street rate and premium
As of 2026-11-08, the street rate for the US dollar in India is 97.51 INR per USD, according to the EMpulse Street FX Index (12 sources, confidence high). The official rate is 93.92 INR; the street premium is +1.7%.
The task: moving money in and out of India
Your business pays suppliers abroad or receives dollars from clients, and the official rate is not the price you actually face. Dollar and stablecoin availability changes through the day, the spread widens and narrows, and pay-in and payout are rarely balanced. You need to know when the market is deep enough and what the real premium over the official rate is.
How EMpulse helps
EMpulse publishes a liquidity index for the rupee per day, and per hour on higher plans, built from transaction-based market data and quotes from independent public market sources. Alongside it you get the pay-in and payout balance, the spread, the active hours of the day, the premium over the official rate and a supply class. Every figure carries a confidence class and the number of sources, so you can judge how far to rely on it.
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Plans
Free
$0
- RUB, UAH, EGP + your country's currency
- Site: latest hour. API: 1-day delay
- 100 requests/day
- The free level of every product, even without a key
Starter
from $39/mo
- Today's data and every active currency of the product
- 90 days of history, JSON or CSV
- 1,000 requests/day
- EM FX News & Sentiment — $39/mo
- EM Parallel FX Market Size — $49/mo
- Rail Health Index — $39/mo
- FX Rate Stack — $39/mo
- Street FX Index — $39/mo: 117 active currencies, and growing
- Unmet Demand Map — $39/mo
- USDT Liquidity & Premium — $39/mo
- All products — $99/mo
Pro
from $119/mo
- All of Starter, plus the full history
- Hourly series where they exist, MCP
- 10,000 requests/day
- EM FX News & Sentiment — $119/mo
- EM Parallel FX Market Size — $149/mo
- Rail Health Index — $119/mo
- FX Rate Stack — $129/mo
- Street FX Index — $149/mo: 117 active currencies, and growing · Same-day data · Hourly rates (intraday) · Official vs Street · FX Stress Signals · EM FX Events
- Unmet Demand Map — $129/mo
- USDT Liquidity & Premium — $119/mo
- All products — $249/mo
Payments in USDT (TRC-20). Yearly plans cost 15% less than monthly.
Questions
- Is this the official exchange rate?
- No. It is the street rate, meaning the price people actually pay for dollars through USDT. The premium shows how far it sits from the official rate.
- What does the confidence class mean?
- It tells you how well a figure is supported. A figure backed by more independent sources gets a higher class, and the number of sources is shown next to it.
- Can I see the active hours of the day?
- Yes. The index shows when the market is most active, so you can time a payment around deeper hours. The plans below show which tiers include hourly data and history.
- Is this investment advice?
- No. EMpulse publishes market data and does not tell you to buy, sell or hold anything.