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US dollar street rate in Warsaw, Poland

As of 2026-11-05, the street rate for the US dollar in Warsaw (Poland) is 3.8960 PLN per USD according to the EMpulse Street FX Index: the median of the boards of 9 exchangers in the city (confidence high). The country-wide index is 3.7632 PLN.

Rates are PLN per 1 US dollar (USDT counted as 1 USD). The city median comes from the public boards of exchangers in Warsaw, shown as a client sees them: buy — you buy dollars, sell — you sell dollars; a board older than 3 days is not shown. The country-wide figure is the EMpulse Street FX Index.

Exchangers in Warsaw

DayCity medianBuy USDSell USDSourcesConfidenceCountry index
2026-11-05 3.8960 3.9300 3.8570 9 high 3.7632
ExchangerDistrictBuy USDSell USDUpdated (UTC)Source
agkantor.pl — 3.9400 3.9050 2026-11-05 08:37 index
agkantor.pl — 3.9300 3.8900 2026-11-05 08:37 index
danexchange.pl — 3.6419 2.5319 2026-11-05 08:37 index
tavex.pl — 2.8100 2.6790 2026-11-05 08:37 index
tavex.pl — 3.9350 3.8570 2026-11-05 07:36 index
tavex.pl — 3.9350 3.8570 2026-11-05 07:36 index
kantor1913.pl — 3.7050 3.6330 2026-11-05 01:36 index
kantor-centrum.pl — 3.9200 3.8900 2026-11-04 21:35 index
kantor.live — 6.0000 5.0000 2026-11-04 17:37 index
danexchange.pl — — — — —
kantor.live — — — — —
kantorwarszawa.pl — — — — —

own ✓ — the business verified its card and publishes its own rates; index — the rate as read from the public page or channel of the exchanger. Verified exchangers come first; a rate that disagrees with the city median never lifts a card.

Run an exchange office in this city? Find your card in the table and claim it: a badge, your own rates, a widget for your site and alerts when the city median moves. All exchangers.

PLN · Last 24 h

PLN, last 24 hours (UTC): 08:00 3.92 to 07:00 2.73 (low 2.73, high 3.93) · 1 outlier hidden · multi-source (6 sources)

multi-source (6 sources)

Exchange points in Warsaw: 171

Exchange offices and money-transfer points in Warsaw from open map data, nearest to the city centre first. Hours and phones are as published on the map; check on the spot before you go.

ExchangerAddressHoursPhonekm from centreSource
Cash Mail Emilii Plater 47 Mo-Fr 09:00-20:00; Sa-Su 10:00-20:00 — 0.3 OpenStreetMap
Kantor Bitcoin FlyingAtom — — — 0.3 OpenStreetMap
Paytion Marszałkowska 104/122 Mo-Sa 09:00-21:00; Su 10:00-20:00 — 0.3 OpenStreetMap
Western Union Emilii Plater 47 Mo-Sa 10:00-18:00; Su off — 0.3 OpenStreetMap
Bitcoin Wymiana — — — 0.4 OpenStreetMap
Bitcomat FlyingAtom Sienna 43, Warszawa Mo-Fr 10:00-18:00; Sa-Su 10:00-16:00 — 0.4 OpenStreetMap
DealFin — 08:00-20:00 — 0.4 OpenStreetMap
Diament Świętokrzyska 34, Warszawa Mo-Fr 09:00-19:00; Sa 10:00-15:00 — 0.4 OpenStreetMap
Redar — Mo-Fr 10:00-18:00 — 0.4 OpenStreetMap
Redar — Mo-Sa 08:00-20:00; Su 10:00-18:00 — 0.4 OpenStreetMap
Redar Marszałkowska 99A Mo-Fr 09:00-19:00 — 0.4 OpenStreetMap
Redar — Mo-Fr 11:00-19:00 — 0.4 OpenStreetMap
Tavex Świętokrzyska 32, Warszawa Mo-Fr 09:00-20:00; Sa 10:00-18:00 — 0.4 OpenStreetMap
Tonwex Emilii Plater 36 10:00-21:00 — 0.4 OpenStreetMap
Valuta Aleje Jerozolimskie 47 Mo-Sa 09:00-21:00 — 0.4 OpenStreetMap
Western Union — Mo-Fr 06:30-21:30; Sa-Su 09:00-20:00 — 0.4 OpenStreetMap
— Aleje Jerozolimskie 57, Warszawa 24/7 — 0.4 OpenStreetMap
— — Mo-Fr 08:30-18:00; Sa 09:00-15:00 — 0.4 OpenStreetMap
22 Aleje Jerozolimskie 65/79, Warszawa — — 0.5 OpenStreetMap
Cashify Chmielna 23, Warszawa Mo-Fr 10:00-18:00 — 0.5 OpenStreetMap

All 171 exchange points in Warsaw →

Exchange points: map data © OpenStreetMap contributors, Open Database License.

How to cite

EMpulse Street FX Index: the US dollar in Warsaw is 3.8960 PLN on 2026-11-05, the median of the boards of 9 exchangers. https://empulse.ai/rates/PLN/warsaw

How it is computed

EMpulse Street FX Index: daily street exchange rates of emerging-market currencies against the US dollar (USDT) — the rate people actually pay, not the official one — built from transaction-based market data and quotes from independent public market sources, with a confidence class and the number of sources on every figure.

The index of a day is one number: when both components publish the same day, their mean weighted by confidence; outlier days are kept but excluded from averages and changes; the current day is revised until 00:00 UTC. Full rules, fields and revision policy: methodology (PDF) · accuracy.

Questions

What is the dollar rate in Warsaw today?
As of 2026-11-05, the median of the exchangers' boards in Warsaw is 3.8960 PLN per US dollar (EMpulse Street FX Index, confidence high). The boards show the latest rate read.
Where can I exchange dollars in Warsaw?
The table on this page lists exchange offices in Warsaw whose public boards the index reads, with their latest buy and sell rates; verified ones carry a badge and publish their own rates. Check the rate on the spot before exchanging.
What is a street rate and how is it different from the official rate?
The street rate is the rate at which people actually buy and sell dollars (USDT) in Poland, on the open market, outside the official or interbank quote. Where the official rate is managed or lagging, the gap between the two is the street premium.
Where does the PLN street rate data come from?
The EMpulse Street FX Index combines transaction-based market data with quotes from independent public market sources, weighted by the reliability each source has earned. Every day carries the number of sources and a confidence class (high, medium or limited); the methodology is public at https://empulse.ai/methodology.

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